The true cost of a car lease, decoded.
Leasing a car in the UAE shouldn't mean guessing what you'll really pay. LeaseHub gathers brand-new lease-to-own offers from official dealers, does the maths, and decodes the fine print — so you compare like-for-like and decide with confidence.
Three simple steps
From browsing to your driveway
- 1
Compare the whole market
Every brand-new lease-to-own deal from official UAE dealers, in one place — with the true cost and effective rate worked out for you, not just the headline monthly figure.
- 2
Check what you qualify for
Answer a few quick questions for an instant, no-obligation affordability check. It stays free, and your details are never shared until you say so.
- 3
We connect you to the dealer
Found a deal you like? We connect you directly with the official dealer to take it forward — always free for you.
The basics
What is lease-to-own?
You drive a brand-new car with fixed monthly payments. At the end of the term you make a final payment and the car is yours. Here is the journey from day one to ownership.
The maths, done for you
The numbers that really matter
A low monthly payment can still be an expensive deal. We translate every offer into the figures that let you compare fairly.
Flat rate vs effective APR
A flat rate is charged on the full amount for the whole term, so the effective APR usually works out roughly double. We show the effective APR too, so the comparison is fair.
Illustrative example. The exact relationship depends on the term and deposit.
Effective APR
The real annual cost of borrowing across every payment — the fairest way to compare one deal against another.
Total cost to own
Down payment + all monthly payments + the final balloon, added up. The honest bottom line of the deal.
Over cash price
How much more you pay versus buying the same car outright today — the size of the financing premium.
Value Score
A simple 1–10 rating that blends these numbers, so a great-value deal is obvious at a glance.
No catch
Free for you, always independent
Browsing, comparing, filtering and checking eligibility never cost you a dirham. We’re independent — we don’t push one brand over another, and we never sell your data. Your details are shared with a dealer only when you ask us to, and only for the offer you enquired about.